Financial Planning If you’d like help organizing your financial life and putting together a financial plan, we can help. We help organize income, expenses, assets, liabilities, insurance coverages, and estate documents. We do this to make future financial decisions easier and to estimate your future cash flows. This can help improve the probability of successfully accomplishing your future financial goals and ensures you are protected against any risks you’d like to be protec

Financial Planning If you’d like help organizing your financial life and putting together a financial plan, we can help. We help organize income, expenses, assets, liabilities, insurance coverages, and estate documents. We do this to make future financial decisions easier and to estimate your future cash flows. This can help improve the probability of successfully accomplishing your future financial goals, and ensures you are protected against any risks you’d like to be prote

We continue to follow the effects of US tariffs (and retaliatory tariffs) on inflation throughout the world. The potential for higher inflation has risen significantly over the past six months and is starting to show up in prices. As we mentioned in our last newsletter, tariffs are essentially an additional tax on consumers collected by a government. They add to the price of the goods and service we pay for, and the money goes directly to the government that charges them. Inf

In early April significant tariffs were enacted in the US on all imported goods. Tariffs are a form of tax. In early July, equally significant legislation was signed into law in the US. We’ll discuss what we see as the high-level impacts below and please reach out if you’d like to talk in more detail. US Tariffs Before April tariffs were mainly used to protect a country’s key industries. For example, in the UK, large tariffs have often been placed on agricultural products

We hope this message finds you and your loved ones well. We’re reaching out during a period of high political, economic, and market uncertainty and hoping to help you find some level of control during a time when it may feel like we have very little. During periods of market uncertainty and turmoil, we like to go back to basics and look at our investing process and why/how we do what we do. With that in mind, we’ve put together an overview of how we take advantage of the di